FinScore

 

FinScore is an alternative credit scoring company that is powered by telco data and advanced analytics. Our credit scoring models and platform and fraud detection solutions help financial institutions reduce defaults, increase approval rates, and combat fraud. Through FinScore’s advanced proprietary machine learning algorithms such as Gradient Boost and Neural Networks, combined with telco data variables from the two major Philippine telco companies, FinScore can help Filipinos of legal age to gain better access to credit. FinScore has the technology that can offer high predictive power for measuring creditworthiness for all market segments in the Philippines. It is the first company to determine the creditworthiness of 100% of the mobile subscribers in the country, the highest market reach in the Philippine alternative credit scoring market. The company’s mission is to fill the financial gap by providing inclusive credit scoring and improving access to financial services for consumers in the country. FinScore was recently awarded as Fintech Start-up of the Year 2022 – Philippines by The Asset Triple A Digital Awards for its continued efforts in uplifting financial inclusion in the Philippines through alternative credit scoring.